*To assist the government in combating terrorist financing and money laundering. Federal rules require all financial institutions to gather, verify, and record information that identifies each person who opens an account.*What does this mean for you? When you open or validate an account. We will want your name, address, date of birth, and other information to identify you. We may also request a copy of your driver's licence or other identification documents.*Your loan APR will be determined by your credit score and other significant financial factors such as the amount funded, loan term duration, and credit usage history.*All legal forms and disclosures must be signed individually by each applicant.